CryptoGuard Insurance: Financial Delegation Policy
Financial Delegation from Subscriptions:
• 1.a. (Percentage based on subscription level)
• 2.a. 70% Insurance Claim Pool
• 3.a. 15% AFBN Revenue Sharing NFT
• 4.a. 10% Payroll & Taxes
• 5.a. 5% Creator Royalty
Financial Delegation from Deductibles & Abandoned Funds:
• 1.b. 70% Insurance Claim Pool
• 2.b. 15% AFBN Revenue Sharing NFT
• 3.b. 10% CGI Payroll & Taxes
• 4.b. 5% Creator Royalty
CGI Basic Insurance Policy:
• Monthly Cost: $25.00
• 1.a. $12.50 (this total gets added to CGI Policyholder claimable pool)
• 2.a. $ 8.75 (this total gets added to CGI Insurance pool)
• 3.a. $ 1.87 (this total gets added to AFBN Revenue Sharing NFT pool)
• 4.a. $ 1.25 (this total gets added to CGI Payroll & Taxes pool)
• 5.a. $ 0.62 (this total gets added to Creator Royalty pool)
• Deductible: $50.00 (Non-refundable)
• 1.b. $35.00 (this total gets added to CGI Insurance pool)
• 2.b. $ 7.50 (this total gets added to AFBN Revenue Sharing NFT pool)
• 3.b. $ 5.00 (this total gets added to CGI Payroll & Taxes pool)
• 4.b. $ 2.50 (this total gets added to Creator Royalty pool)
• Coverage: 50% of Accrued Total from individual CGI Policyholder Subscription
CGI Plus Insurance Policy:
• Monthly Cost: $50.00
• 1.a. $27.50
• 2.a. $19.25
• 3.a. $ 4.12
• 4.a. $ 2.75
• 5.a. $ 1.37
• Deductible: $75.00 (Non-refundable)
• 1.b. $52.50
• 2.b. $11.25
• 3.b. $ 7.50
• 4.b. $ 3.75
• Coverage: 55% of Accrued Total from individual CGI Policyholder Subscription
CGI Pro Insurance Policy:
• Monthly Cost: $100.00
• 1.a. $60.00
• 2.a. $42.00
• 3.a. $ 9.00
• 4.a. $ 6.00
• 5.a. $ 3.00
• Deductible: $100.00 (Non-refundable)
• 1.b. $70.00
• 2.b. $15.00
• 3.b. $10.00
• 4.b. $ 5.00
• Coverage: 60% of Accrued Total from individual CGI Policyholder Subscription
CGI Elite Insurance Policy:
• Monthly Cost: $250.00
• 1.a. $162.50
• 2.a. $113.75
• 3.a. $ 24.37
• 4.a. $ 10.25
• 5.a. $ 8.12
• Deductible: $200.00 (Non-refundable)
• 1.b. $140.00
• 2.b. $ 30.00
• 3.b. $ 20.00
• 4.b. $ 10.00
• Coverage: 65% of Accrued Total from individual CGI Policyholder Subscription
CGI Premium Insurance Policy:
• Monthly Cost: $500.00
• 1.a. $350.00
• 2.a. $105.00
• 3.a. $ 22.50
• 4.a. $ 15.00
• 5.a. $ 7.50
• Deductible: $300.00 (Non-refundable)
• 1.b. $210.00
• 2.b. $ 45.00
• 3.b. $ 30.00
• 4.b. $ 15.00
• Coverage: 70% of Accrued Total from individual CGI Policyholder Subscription
CGI Developer Insurance Policy:
• Monthly Cost: $1,000.00
• 1.a. $800.00
• 2.a. $140.00
• 3.a. $ 30.00
• 4.a. $ 20.00
• 5.a. $ 10.00
• Deductible: $500.00 (Non-refundable)
• 1.b. $350.00
• 2.b. $ 75.00
• 3.b. $ 50.00
• 4.b. $ 25.00
• Coverage: 80% of Accrued Total from individual CGI Policyholder Subscription
CGI Developer II Insurance Policy:
• Monthly Cost: $2,000.00
• 1.a. $1,700.00
• 2.a. $ 210.00
• 3.a. $ 45.00
• 4.a. $ 30.00
• 5.a. $ 15.00
• Deductible: $750.00 (Non-refundable)
• 1.b. $750.00
• 2.b. $150.00
• 3.b. $100.00
• 4.b. $ 50.00
• 5.b. $ 25.00
• Coverage: 85% of Accrued Total from individual CGI Policyholder Subscription
CGI Developer III Insurance Policy:
• Monthly Cost: $4,000.00
• 1.a. $3,600.00
• 2.a. $ 280.00
• 3.a. $ 60.00
• 4.a. $ 40.00
• 5.a. $ 20.00
• Deductible: $1,000.00 (Non-refundable)
• 1.b. $800.00
• 2.b. $150.00
• 3.b. $100.00
• 4.b. $ 50.00
• 5.b. $ 25.00
• Coverage: 90% of Accrued Total from individual CGI Policyholder Subscription
CGI Developer IV Insurance Policy:
• Monthly Cost: $8,000.00
• 1.a. $7,600.00
• 2.a. $ 280.00
• 3.a. $ 60.00
• 4.a. $ 40.00
• 5.a. $ 20.00
• Deductible: $2,500.00 (Non-refundable)
• 1.b. $1,750.00
• 2.b. $ 375.00
• 3.b. $ 250.00
• 4.b. $ 125.00
• 5.b. $ 62.50
• Coverage: 95% of Accrued Total from individual CGI Policyholder Subscription.
Policy Logic Reminder: If payment lapses for 1 month, the policy is put on hold, rendering the policyholder ineligible for claims or early withdrawal. If payment is made before 6 months since non-payment, the policy is reinstated, and the 2-cycle wait window begins again. If no payment is made after 6 months, the money is considered abandoned and becomes the property of CryptoGuard Insurance (70% CGI Insurance Pool, 15%, AFBN Revenue Sharing NFT, 10% CGI Payroll & Taxes, 5% Creator Royalty delegation).
